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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT / TEAM

TBSM – FTP Measurement

LOCATION

66 Wellington Street, Toronto

BUSINESS/ DEPARTMENT OVERVIEW

TD Bank's Treasury and Balance Sheet Management (TBSM) team is a recognized global leader in asset and liability management. We also drive shareholder value by managing wholesale funding programs, maintaining a comprehensive and disciplined funds transfer pricing framework and developing strategies for the enterprise investment portfolio and capital positions to ensure TD can generate stable and predictable earnings while optimizing the balance sheet within our risk appetite. TBSM has over 250 professionals providing expertise in managing the bank's balance sheet to drive incremental value across all of TD's businesses.

Within TBSM, the intern will be joining the Funds Transfer Pricing team (FTP Measurement Team) which ensures that all non-trading products and businesses are measured on a fully hedged and liquidity premium adjusted basis to accurately reflect the economic profit to the product areas.

The Intern will get an opportunity to work with experienced colleagues, receive world class training, and be part of a community of students across TD, where they will have an impact, grow as individual and experience TD's culture of care.

Working in this team will help the intern better understand the TD business, build on critical career capabilities, and broaden their professional network.

INTERN RESPOSIBILITIES:

Projects/ Initiatives (Indicate the percentage of time dedicated for this – e.g., 80% AND the frequency i.e. monthly)

30% on Project/Initiatives mainly focused on:

• Participating in Ongoing projects
• Existing Process Improvements
• Automation Initiatives to increase efficiency and reduce operational errors.

The Frequency will be monthly.

Processes/BAU (Indicate the percentage of time dedicated for this – e.g., 20% AND the frequency i.e. monthly)

70% on Processes/BAU mainly focused on:

• Supporting day to day operational requirements which could include report preparation, or deck preparation.
• Investigate and attribute the causes of day over day/month over month changes in margin and cost of funds.
• Produce business specific-reporting packages tailored to the needs of Product and Finance users.
• Research and respond to ad-hoc analysis and queries from management and/or other stakeholders including Finance and Lines of Businesses.

Program requirement

• Ideally candidates in 3rd/4th/last year of school. Programs in finance/business/accounting. Target schools include University of Waterloo/Wilfred Laurier but not limited to just these schools.

Technical / Soft skills requirements

• Familiarity with using MS Office suite and SQL for data retrieval and analysis.
• Ability to translate data into narrative (demonstrated strong analytical abilities)
• Quick to learn and apply new concepts.
• Ability to take initiative and balance multiple tasks.
• High level of engagement and curiosity required (incl. how products work, factors contributing to results, data flow/ spreadsheet audit)
• Excellent interpersonal skills and able to work in teams as well as independently with tight timeline.

Familiarity with the below concepts would be considered an asset:

• Bloomberg Data Retrieval/Analysis
• The features and characteristics of banking and capital markets products
• Interest rate/Capital Markets environment
• Basic understanding of risk management concepts and applications
• Database structures, systems and processes associated with product margin measurement and management.
• Advanced data analytic and visualization tools i.e. Alteryx, Tableau, R, Python

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):