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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Summary:

The successful candidate for this position will be a high-performing individual contributor and report to the Senior Manager. Their objective is to provide financial and business analysis to our various stakeholders. The candidate will be responsible for expense analysis and commentary on travel and expense data. The candidate must have strong analytical and communication skills and have experience in delivering value-added business analysis and advice. Candidates must be committed to professionalism, highly organized, able to see the big picture, while paying attention to small details.

Department Overview:
The Expense Governance Team provides oversight, support, and independent review on the TDBG expense policy, including monitoring of compliance within an appropriate risk appetite framework. The Team is comprised of energetic individuals committed to delivering results, multi-tasking, and meeting numerous deadlines, while having fun along the way. The Team is an area that recognizes and rewards initiative, independent thinking, and sound advice. TDBG applies the "Three Lines of Defense" model to risk management. Risks are owned and managed by the business (first line), which is responsible to develop, operate, and monitor sufficient controls. Risk Officers (and other governance roles) form the second line. The second line is independent of the business; it provides policies, standards and methodologies, and has the accountability and authority to assess and challenge the first line to ensure compliance with same. Internal Audit is the third line of defense, providing periodic independent verification of first- and second-line activities.

This role operates in a first line capacity but also plays a critical second line monitoring and challenge function.
Specific Accountabilities:
•Provide proactive, quality financial analysis for Travel & Expense data with value-added commentary on key trends and compliance to expense policy
•Provide advisory support to business partners and respond to ad hoc request for business analysis
•Provide thought leadership and recommendations for identifying and implementing process improvement
•Drive special projects and continuous improvement initiatives, including assisting with policy education
•identify financial opportunities or issues, conduct the necessary analysis to develop options, and offer well-supported recommendations to management

Job Requirements
Strong business acumen and analytical capabilities – ability to consolidate inputs into clear, concise analysis and ultimately business decisions
Excellent analytical, logical, and organizational skills are required – able to provide clear and concise summaries of relevant data, observations, and recommendations to management (turns complexity into insight)
Proven ability to think conceptually (use numbers to tell a story) and develop insights from complex data and communicate results
Resourceful with a keen intellectual curiosity to ask questions about the business and understand the key drivers behind the results
Previous experience in expense management and financial analysis is an asset
Process-oriented with a focus on development, improvement/enhancement, and transparency
High competency level with Microsoft Office applications (Excel, PowerPoint, and Word). Experience with Hyperion, Oracle Business Intelligence, Alteryx, and Tableau are considered an asset
Ability to effectively work under tight timelines and prioritize deliverables to ensure that deadlines are met
Excellent written and verbal communication skills and strong interpersonal

Proactive self-starter with the ability to see expense opportunities warranting further review and analysis

Education and Accreditation
Business degree and/or an accounting designation is required
Experience in Risk Management, Compliance, and/or Audit would be an asset

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):