Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

$108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Environment, Social & Governance Credit Risk Management (ESG-CRM) under Non-Financial Risk Management (NFRM) is responsible for the identification, assessment, remediation and reporting of ESG including climate risk within TDBG's credit portfolio. The group is accountable for ensuring that the risks associated with climate transition and climate change are incorporated into the broader assessment of how TD's credit products and exposures fit within TD's Risk Appetite. ESG-CRM provides strategic guidance, advice and independent challenge to support TD in achieving its climate risk management objectives in the broader context of meeting its strategic objectives.

Job Description

Reporting to the AVP, ESG-CRM, the Senior Manager, Climate Credit Risk will support integrating the climate risk considerations into credit processes. The successful candidate will work in a fast-paced and results-oriented environment for an emerging high-profile area of focus and will be part of a learning culture where ongoing development is encouraged.

Key accountabilities include:

• Collaborate with credit and credit risk functions across retail and non-retail lending business in different jurisdictions to lead the development of practical and effective approaches on embedding climate risk considerations into credit processes. This includes evolving and implementing the use cases of Climate Credit Risk analytics, and identifying gaps in the current processes and supporting business and risk partners to develop action plans to close the gaps.

• Lead risk review and challenge of the ESG-related contents in Industry Risk Review;

• Lead annual refresh of Climate Risk Heatmap in TD's Sustainability Disclosures, including methodology enhancements and stakeholder engagement across multiple business, risk and control functions;

• Represent credit risk in industry workshops and engage senior management on key decision-making as appropriate.

Job Requirements

• Business acumen: understanding of different lending products at the Bank and the underlying credit processes

• Organizational awareness: acumen to understand roles, relationships, and structures within the organization, especially the credit and credit risk functions

• Strategic thinking: convergent and divergent thinking; think outside the box; ability to connect the dots

• Strong communication skills: clear articulation of the risks identified; facilitate effective discussion on complex issues

• Relationship management skills: know how to work with business, and other risk and control partners

• Conflict resolution skills: ability to effectively address different opinions and to deliver results

• Adaptivity: ability to remain organized and manage through multiple deliverables

Additional Information

• Experiences in the credit and credit risk functions are strong assets

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet