Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

$65,600 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Description

The Market Risk- Customized Solution team is looking for a highly skilled and experienced Market Risk Analyst to join our dynamic team which covers the customized interest rate products with non-standard features to create innovative solutions for its customers. Although primary focus will be on CSG there will be opportunities to cover other businesses within the team. The ideal candidate will be responsible for identifying, analyzing, and challenging market risks that could impact the risk appetite and capital of our organization. This role requires understanding of financial markets, risk management principles, and regulatory requirements. The Market Risk Analyst will work closely with various departments, including trading businesses, Product Control/Finance, and compliance, to develop risk management practices, processes, and methodologies. The successful candidate will have strong analytical skills, excellent communication abilities, and a proactive approach to problem-solving. Key responsibilities include monitoring market conditions, assessing risk exposures, and developing risk management policies. The Market Risk Analyst will also be responsible for preparing risk reports, conducting stress tests, and ensuring compliance with regulatory standards. This role offers an exciting opportunity to make a significant impact on the organization's risk management framework and contribute to its overall success.

Responsibilities

• Identify and analyze market risks that could impact the organization.
• Help the team to develop and implement risk management processes and implement industry best practices.
• Monitor market conditions and assess risk exposures.
• Supervise, train and mentor team members on risk management practices, developing leaders in the future.
• Prepare and present risk reports to senior management.
• Conduct stress tests and scenario analyses.
• Ensure compliance with regulatory requirements.
• Collaborate with trading businesses, Product Control/Finance, and compliance.
• Monitor and report on key risk metrics.
• Participate in review of IPV results and policies.
• Review and comment on significant P&L drivers by highlighting relationships between market risk events and risk exposures.
• Provide guidance and support to other departments on risk-related matters.
• Stay updated on market trends and regulatory changes.
• Enhance the effectiveness of risk management processes.
• Participate in projects that test implementation of risk management tools and systems and provide requirements for implementation.
• Participate in regular risk assessments and audits.
• Develop and maintain risk management policies and procedures.
• Participate in risk management committees and meetings.
• Provide risk management technical guidance to stakeholders.
• Analyze and report on the impact of market events on the organization.
• Participate in the development of contingency plans for potential market disruptions.

Requirements

• Undergraduate or graduate degree in Risk Management, Business, Economics, Mathematics, Finance or other quantitative disciplines.
• Pursuit or completion of CFA/FRM is an asset.
• Knowledge of financial instruments, regulations, and market risk metrics, gained through academic study, or practical experience.
• Proficient with Microsoft applications.
• Programming skillsets such as VBA, Python, SQL is an asset to develop, modify and continually improve the risk management infrastructure used to capture and analyze risk.
• Good understanding of risk management, governance compliance and controls practices.
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities.
• Advanced quantitative, analytic, and problem-solving skills.
• Ability to understand the impact of economic and market events on trading Risk.
• Strong leadership skill, persuasive, and be able to handle pressure under hard deadlines.
• Takes ownership and possesses an excellent attitude to see through matters escalated from end-to-end.
• Strong conceptual and strategic thinking skills, ability to see the big picture in a complex environment and identifying key risks in any process.
• Independent thinker who takes initiative to capitalize on opportunities and achieve efficiencies with sound business judgement and acumen.
• Excellent written and verbal communication skills, ability to explain confidential and complex issues as well as experience with recommending changes to management.
• Self-starter, works well with others with the ability to lead as necessary.
• Preferred pervious working experience in a market risk related discipline.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet