Requisition ID: 211717
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Director, GRM contributes to the sound asset growth and profits of assigned units in Latin America and the Caribbean, by ensuring the assigned portfolio of corporate and commercial loans is maintained in sound condition within the Bank's current credit policy and local regulations.

Ensure development and coaching of Team Members' and provide constant training to banking and local credit to align risk appetite and sharing best practices.

Lead value-added projects to improve operational efficiencies.

Is this role right for you? In this role, you will:

Financial

• Contribute to the quality of the loan portfolio through:
• Providing prompt and sound decision making in the analysis and adjudication of credit proposals within assigned limits;
• Making recommendations to the appropriate adjudicating levels;
• Providing recommendations to improve the structure of marginal proposals into bankable deals as appropriate;
• Monitoring the timely submission of all applications;
• Improving the quality of applications and submissions;
• Ensuring the accuracy of data in various databases and reports.

Operational

• Ensure that all terms and conditions of authorizations are accurate and that the Bank's position is fully protected by way of adequate security requirements and appropriate credit conditions.
• Ensure risk assessment guidelines are applied and provide feedback and guidance to the field on these principles.
• Proactively investigate opportunities on operational efficiencies and lead the change.
• Ensure the maintenance of acceptable quality in the portfolio by:
  • Monitoring the quality of accounts;
  • Monitoring portfolio/industry emerging trends and recommending suitable courses of action,
  • Following for submission of reporting in accordance with requirements established for individual accounts

Client Focus

• Contribute to the profitable development of commercial credit in the assigned geographical/industry areas by providing direction, guidance and meaningful constructive feedback to the field.
• Model strong customer service excellence and customer satisfaction

People

• Work effectively with other team members, Banking and other areas of the Bank.
• Adapt positively to change, and work effectively in a variety of situations
• Provide supervision, direction and counsel by ensuring optimal performance from subordinates through effective management.
• Involved actively in development of credit and banking Officers

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have experience with:

• MBA and Accounting Designation: CA, CFA or CMA, or
• MBA and Business/Economics Bachelor
• 5 or more years' banking experience including knowledge of commercial/ corporate banking or credit adjudication is essential.
• Prior financial and business analysis experience with excellent decision-making skills;
• Strong people management skills with demonstrated commitment to coaching and developing staff.
• Excellent verbal and written communication skills. Ability to debate credit applications with Banking and Senior Credit Committee, providing recommendations as appropriate.
• Ability to conduct business fluently in Spanish is required
• Knowledge of competitor practices, political, economic and business trends in Central America, -Caribbean and Latin America.

What's in it for you?

• The opportunity to join a forward-thinking and collaborative team, surrounded by innovative thinkers
• A rewarding career path with diverse opportunities for professional development
• Internal training to support your growth and enhance your skills
• An inclusive working environment that encourages creativity, curiosity, and celebrates success!
• Work in an Ecosystem; a bright, modern space where you'll have access to group seating, offices, collaboration spaces, a cafeteria with different options daily, a bistro, and more
• Hybrid Work Environment

Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.