Work Location:

Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Reporting to the Vice President, FCRM, Risk and Business Controls, this AVP leads the workstreams to enhance TD's KYC program and its monitoring and reporting processes. This leader oversees the development of solutions for these workstreams to ensure these are built in alignment with regulatory requirements and best practices and provides associated subject matter expertise in the development of solutions.

The general accountabilities of this role include but are not limited to the following:

Know Your Customer Workstream

• Provide strategic direction to support delivery of sustainable enhancements to TD's Know Your Customer (KYC) Programs.
• Lead the implementation of a consequence management framework for non-compliance with KYC requirements
• Provide advice and assist the business with KYC self service solutions
• Drive consistent KYC monitoring processes
• Lead the establishment of feedback loops between investigations teams and the lines of business
• Identify linkages between KYC requirements and other components of the financial crimes risk management framework to enable the design of an interconnected and efficient strengthened FCRM Program.
• Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the KYC workstream

Monitoring and Reporting Workstream

• Responsible for end-to-end leadership delivery of the Transaction Monitoring & Reporting workstream.
• Lead the advancement of the banks transaction monitoring capabilities including Governance, standards, coverage assessment methodology and procedures
• Enhance the Unusual Transaction Reporting Program including processes, controls, reporting, training etc.
• Drive the enhancement of the UTR strategic tool, which involves coordination among the various Line of Business stakeholders, other Financial Crime partners, and Financial Crime Risk Management Operations.
• Enhance the monitoring program for cash intensive customers and monetary instruments

Other Accountabilities

• Serve as the focal point for all interactions/escalations with internal and external stakeholders on the KYC and Monitoring and Reporting workstreams.
• Deliver frequent written and verbal reporting to senior management and the Board on progress against the KYC, Monitoring and Reporting workstream deliverables.
• Proactively identify key business opportunities, research, and recommends enhancements / modifications, develops strategies to achieve recommendations in the workstreams and work closely with colleagues and partners to execute and implement.
• Review deliverables/solutions for technical compliance and practicality
• Provide leadership and guidance to the project team and other stakeholders to ensure appropriate record keeping and artifacts are maintained/stored for clear transparency and auditability.
• Anticipates emerging obstacles and proactively removes barriers to successful achievement of the program
• Contributes to the strategy and long-term planning activities for Financial Crime Risk Management
• Fosters a continuous improvement mindset and proposes enhancements to the program informed by industry trends and best practices.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Other Qualifications/Skills/Experience:

• Deep expertise in Anti Money Laundering, Anti-Terrorist Financing and Sanctions
• Strong risk acumen – challenges the status quo; has a sense of where things could go wrong and proactively manages to avoid / minimize the risks
• Proven ability in leveraging deep risk expertise to align teams to a central vision, while also listening and engaging others to provide input in the shaping of that vision
• Skillful communication (written and verbal) and ability to write senior executive level communications and reports
• Ability to work in ambiguity and decomplexify issues; Strong work ethic and ability to execute with speed
• Recruits top talent; manages and motivates a diverse group of professionals
• Strong people leader who possesses the ability to effectively work in teams across the bank with multiple stakeholders and to influence and align others
• Strong collaborator who engages colleagues, business partners and external stakeholders.
• Demonstrates negotiation and partnership skills to balance stakeholder input but remains objective to reach the right outcome - ability to stay resilient under pressure
• Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Strong knowledge of the AML regulatory environment in Canada is a requirement

Specific Educational Requirements:

• Undergraduate degree required; Post Graduate degree preference

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet