Requisition ID: 207471
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Start date : May 2025

The Commercial Accelerate Program offers a dynamic start to your career at Scotiabank. At the heart of our identity, "Who We Are" encapsulates our dedication to serving as trusted advisors. Our team of professionals is unwavering in their commitment to providing tailored advice and comprehensive solutions to our clients. Specializing in a broad array of services, including customized lending, deposit, cash management, and trade finance, we cater to the needs of mid to large-sized enterprises. Our contributions significantly enhance the growth and quality of the Bank's Commercial Credit Portfolio. We pride ourselves on fostering a culture where a client-centric mindset and the drive to succeed are paramount, all within a flexible, growth-oriented environment, and unique people-first culture.

The Accelerate program offers a comprehensive journey for new graduates, combining rotational assignments with the opportunity for personal and professional growth. In this role, you will join a fast-paced, client-centric, and collaborative environment within a pre-determined business line that will challenge you and provide you with opportunities to learn and grow into a Business Banker. Our 9 to 12-month rotational program provides the coach-supported opportunities you need to learn, practice, and apply the skills required to excel in your assigned business line. You will also have access to skill-building workshops and challenging work-integrated learning opportunities that will rapidly accelerate your development!

We instill a winning culture and prioritize the continuous development, education, and wellness of our people. The Accelerate program offers unique rotations within areas such as Commercial Distribution, Roynat Capital, Global Risk Management, Real Estate Banking, Payments and Cash Management, and Agriculture Banking. You will have a dedicated Senior Program Manager who provides individual mentorship, coaching, and development to facilitate a smooth transition through various rotations. This tailored guidance is designed to equip you with the necessary skills and experience to embark on a successful career after the program concludes.

Is this role right for you? In this role, you will:

• The ability to initiate, develop, and maintain productive relationships with Canadian business partners to successfully support the teams' business strategies and objectives.

• A thorough understanding of methods to build and maintain an internal and external profile to identify new business opportunities and sustain revenue growth within a client portfolio.
• The ability to conduct an effective and detailed analysis, deal structuring, credit adjudication, and presentation of complex credit proposals, catering to both borrowing and non-borrowing clients.
• Awareness of sophisticated techniques and tools to help identify client business needs and deliver appropriate solutions.
• Advanced understanding of Bank lending policies and procedures, financial analysis, risk assessment techniques, collateral and security documentation and registration, collection, related legislation, and accounting practices.
• In-depth knowledge of the Bank's operating policies and procedures and understanding of how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.

Do you have the skills and requirements that will enable you to succeed in this role? – We'd love to work with you if:

• An undergraduate or graduate degree in Business, Commerce, Finance, or Accounting.
• A genuine interest and passion for Commercial Banking.
• Dedication to accuracy, a customer-focused approach, and a results-oriented mindset.
• High level of financial literacy with an understanding of financial statements, credit terms, conditions, and sales.
• Natural curiosity and passion for analytics and problem-solving.
• Strong organizational skills and the ability to prioritize work effectively and efficiently.
• Ability to thrive in a fast-paced, agile environment and manage multiple priorities efficiently.
• Excellent written and verbal communication skills for creating professional credit responses, presentations, and correspondence.
• Professionalism, high energy, resilience, and a strong desire to learn.

What's in it for you?

• Join a diverse and inclusive team that values collaboration and innovation.
• Benefit from a dedicated Program Manager who will support your learning and development goals.
• Become part of a unique program cohort and connect with a bank-wide community of new graduates in Commercial Banking and TILT.
• Enhance your skills through customized workshops, executive masterclasses, leadership courses, and a comprehensive learning curriculum, including capstone projects.
• Receive individualized learning plans, mentorship opportunities, and exclusive access to leaders.
• Participate in the Accelerate and TILT Orientation, social events, wellness sessions, community outreach events, and TILT Learning & Development.

How do I apply?

For students applying to our internship/co-op or new graduate programs, we do not require resumes! We believe in evaluating you through relationships over resumes and are focused on learning about who you are and what you're interested in to uncover your true potential. Instead, we ask that as part of your application you complete the below:

1. Complete your PLUM Profile here and save as a screenshot.
2. Apply to the role and when the application asks for your resume, instead upload the screenshot of your PLUM Profile

**In order to be considered for student opportunities at Scotiabank and/or Tangerine, you must complete all steps above. **

Location(s): Canada : Quebec : Laval || Canada : Quebec : Montreal || Canada : Quebec : Quebec
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.