Work Location:
CanadaHours:
37.5Line of Business:
Risk ManagementPay Details:
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
Job Description:
The position will encompass a range of responsibilities with regards to CAD LoB Vertical team, specifically focused on the activities relating to the Canadian P&C and Canadian Wealth, stress testing and BAU forecasting, planning & analysis:
Assist in the delivery of the overall Canadian P&C and Canadian Wealth Segment stress testing processes, models, documentation, and framework
Participate in working groups and building relationships with partners including CAD P&C Finance, Wealth Finance, Corporate segment finance, Line of Business leadership and strategy team, Enterprise Capital Stress testing team, Data, Modeling, NII teams, Credit & Operational Risk teams.
Develop deep understanding of the Canadian P&C and Wealth results.
Liaise extensively with Finance groups, to ensure all relevant components are reported appropriately.
Assist in the preparation of ad hoc analysis for senior leadership purposes.
Assist in the development of documentation outlining best practices relating to the CAD P&C and Wealth stress testing process.
Drive a culture of continuous improvement and efficiency by ensuring efficient and effective processes, leveraging automation where appropriate.
Maintain good relations with all internal stakeholders and ensure that all their requirements are met. Must be able to work with minimal supervision in an unstructured and fast-paced environment.
Department Overview
Forecast Methodologies is part of TBSM's Enterprise Stress Testing (EST), responsible for central ownership and analysis of the balance sheet and income Statement Forecast Methodologies for CCAR / EWST / MST.
The Canadian Line of Business Vertical team within EST is responsible for
overall methodology designed to measure the Canadian P&C and Canadian Wealth balance sheet and income statement in stress testing and BAU Asset/Liability Management,
Developing and justifying key non-modelled assumptions (i.e. held flat),
Designing E2E aggregation processes,
Integrates functional areas such as management of assumptions and input, reporting and analysis, and partners with Execution team for process simplification across balance sheet, income statement, and capital result
Delivers multifunctional forecasting and reporting capabilities that could be leveraged for EWST/MST, ad hoc requests, and ultimately, supporting BAU forecasting functions
Provide Transparency (inclusive of documentation) to modeling teams and business partners into how methodologies function.
Ensures consistency across projections of different balance sheet / income statement line items
Job Requirements
Specific Work/Educational Requirements:
Canadian P&C and/or Canadian Wealth experience or associated finance support considered beneficial.
Experience with Stress Testing & Knowledge of PPNR requirements considered beneficial.
Demonstrated ability to drive transformation and change
Ability to understand and resolve complex issues
Excellent written and verbal communication skills are essential
Ability to adapt quickly, and adjust priorities as required
Self-motivated and enjoy working in a team environment
Other Qualifications / Skills / Expertise:
Process improvement-focused mindset, with consistent and demonstrated track record of full-scale process re-design and automation.
Knowledge of data visualization tools, Alteryx would be an asset.
Data analytics competencies supported by experience in traversing large data sets to perform analytics/drive business insights.
Proficiency with MS Office Suite, including a strong competency in both MS Excel and MS PowerPoint. Expertise in macros beneficial.
Experience with query (SQL) and large quantity of data retrieval and analysis is a plus.
The following experience/knowledge is not required, but considered as an asset: SAS VA / MLE, Tableau.
Analytical, problem solving and consensus building skills.
Must be able to think conceptually ("out-of-the-box") and have a high degree of attention for detail.
Proactive and highly motivated individual who will take the initiative and who can work independently and in a team environment.
Should be able to develop good business relationships with internal partners and be able to work with minimal supervision in an unstructured and fast-paced environment.
Excellent written and oral communication skills.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans Objet