Come join Home Trust Company as an Senior Analyst, Credit Risk Modelling and Analyticsin our Enterprise Risk Managementteam!

Home Trust Company has developed a track record of success as Canadas leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.

FIRST THING WHAT YOU NEED TO SUCCEED?
We are looking for individuals who are dedicated, passionate, and driven to execute with excellence!

WE CARE ABOUT OUR EMPLOYEES WELL-BEING, WHAT WE OFFER:

• Base salary, with yearly incentive performance bonus

• Three (3) weeks of vacation, an additional six (6) flex days (sick or personal) in addition to statutory holidays

• Comprehensive benefit packages, offered through Manulife

• Group Retirement Savings Plan (GRSP) up to 8% contribution program & employer match

• $1000 Employee Referral Program

• Employee Discounts; phone plans, gym membership, Toronto Bike Share and many retailer discounts offered through WorkPerks

• Education Assistance program

ABOUT THE ROLE:

The Senior Analyst, Risk Modeling primarily support Credit Risk Analytics and Modelling team in providing oversight of credit portfolios and inform ERM management of emerging risks and trends. The incumbent will also be engaged in market intelligence research in order to identify early warning signs and emerging credit risk issues. Output of work will be used in refining risk mitigation strategies and effective underwriting and pricing decisions.

In addition:

Explore new modelling techniques and information sources to enhance portfolio.
Support the execution of enterprise stress testing and scenario analysis program.
Maintain performance monitoring on new accounts; ensure performance aligns with expected outcomes
Identify areas for improvement from a data capture, data quality or technology perspectives
Assist in developing and maintaining credit risk models to estimate PD and LGD by product and segments.
Develop models that assess the impact of macroeconomic scenarios on defaults and losses
Build innovative predictive risk models for originations, portfolio management and collection activities
Write SAS programs and macro to increase the efficiency.

WHAT WE REQUIRE:

• Authorized to work in Canada

• Great communication skills

• Post-secondary degree or diploma, preferably in business management, finance, or related field (university an asset)
  

PREREQUISITE: Maintain a positive supportive attitude, help to maintain an inclusive and supportive company culture!

Follow us on LinkedIn: Home Trust Company: My Company | LinkedIn