Who we are:

Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada.

Our platform helps businesses close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase.

We are small enough that you can make an impact within the company and large enough to make an impact in the market.

Financeit is a company where collaboration, inclusivity, fairness, and respect aren't just ideas that get talked about, but are part of who we are. If such a workplace intrigues you, we hope you'll join us.

About the role:

We are looking for a self-motivated and energetic Bilingual Credit Risk Specialist to join our Risk Management Department. Your responsibilities in this role will include assessing new and active merchant partners in Canada on Financeit partner onboarding and risk monitoring policies, ensuring credit and fraud related risks are minimized and policies and controls are adhered to.

You will have a proven track record as an individual with the ability to work independently in a fast-paced and changing environment.

What you'll do:

• Assess potential new merchant partners within the Canadian market, reviewing company and business owner/director information to evaluate credit quality and performance in line with Financeit's onboarding guidelines.
• Monitor and evaluate existing merchant partners' behavior and adherence to Financeit's processes, including credit quality, performance, fraud risk, AML risk, and compliance with Financeit's consumer lending program parameters.
• Demonstrate strong credit evaluation and analytical skills, with expertise in assessing commercial and personal credit bureau reports, financial statements, and overall financial performance.
• Conduct post-funding borrower satisfaction calls to verify merchant adherence to Financeit's lending program requirements and supporting processes.
• Prepare monthly and quarterly reports on the merchant network, as assigned.
• Continuously assess existing processes and provide recommendations for improvement.
• Perform other duties and responsibilities as assigned.

Requirements

• Bilingualism in French is required.
• 2+ years of relevant experience in consumer financing or a related field.
• Strong credit evaluation and analytical skills, with familiarity in analyzing both commercial and consumer credit bureau reports.
• Intermediate knowledge of financial statements and cash flow analysis, including key financial ratio calculations.
• Bachelor's degree in business or a related discipline.
• Excellent planning, organizing, and time management skills, with the ability to manage multiple competing priorities and meet deadlines.
• Ability to work effectively in a self-directed, team-oriented environment with minimal supervision.
• Adaptable with the ability to multi-task and adjust priorities quickly.

Benefits

Winner of Canada's Most Admired Corporate Culture in 2021 and 2023, we offer more than just the basics. Take advantage of:

• An award-winning culture with a collaborative & inclusive team.
• Competitive pay and performance based bonus.
• Committed to flexible work arrangements, offering hybrid workplace options.
• Comprehensive medical, dental and vision coverage + Lifestyle Account.
• RRSP Matching and Parental Leave Top Up Program.
• In office massage, meditation & workout sessions.
• Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives.
• Career learning and development programs.

Next Steps:

If what you just read excites you, we'd like to hear from you! Please submit your application and we'll contact you if you become selected for a phone interview.

Financeit is an equal opportunity employer. Accommodations are available on request for candidates taking part in all aspects of the selection process.