Requisition ID: 220894
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Director supervises a team of adjudicators focusing on clients throughout Canada. You will contribute to the profitable growth and quality of the Bank's Commercial Agriculture Credit segment, ensuring the assigned portfolio is efficiently maintained at an acceptable level of risk.

Is this role right for you? In this role, you will:

• Provide objective oversight and effective challenge, enable capital optimization, ensure ongoing monitoring, and partner with business lines to develop an effective strategy.
• Adjudicate credit requests up to assigned limits; make sound recommendations on larger and/or problem loans within the Bank risk appetite and in adherence to our policy and standards.
• Champion efficiencies while understanding the economic, political, and regulatory landscape.
• Ensure maintenance of assigned portfolio quality by monitoring trends in risk rating migration, impaired loan formations, overdue reporting, and annual reviews.
• Proactively address problems and initiate appropriate corrective actions.
• Supervise team members and drive team efficiency as reflected in minimal turnaround times, staffing levels, etc.
• Provide direct reports with coaching and guidance on credit matters when required.
• Manage the partnership with Banking. Liaise with business partners to maintain open communication ensuring excellent service levels are achieved for all internal customers.
• Contribute to the development of the Bank's commercial human resources by identifying training needs and ensuring that individual coaching and group coaching is provided in a timely basis.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

• Post-secondary education completed.
• Experience leading and coaching a team to success.
• Thorough understanding of Commercial Banking, credit policies, and procedures.
• Skills in financial analysis and accounting, risk assessment, and developing creative financing proposals demonstrating sound credit judgment.
• Expert understanding of security documentation and legal ramifications is necessary.
• Strong leadership skills as demonstrated by the management of a team of adjudicators.
• Understanding of the agriculture industry is preferred.
• Excellent communication skills (written and oral) to converse effectively with line and corporate personnel.
• Ability to make decisions, frequently in the face of uncertainty, and clearly communicate rationale for decisions.

What's in it for you?

• An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
• We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
• Your career matters! You will have access to career development and progression opportunities.

Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.