Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Product Management

Pay Details:

$91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description Summary:

The Product Manager will optimize margin by identifying & implementing opportunities such as price sensitive models, relationship-based pricing, and extracting more value from clients based on product/deal structure.

The role will involve partnering closely with data & analytics teams, technology, and platform enablement teams to launch crucial initiatives that improve pricing capabilities and efficiencies to improve margin.

Key accountabilities:

• Expand margin and volume potential by leveraging segmented pricing and related price sensitivity curves.

• Drive complex initiatives on channel compensation and align pricing to channel incentives in proprietary and broker channels.

• Analyze channel economics to implement profitability based pricing across channels

• Participate in the day-to-day management of the product(s), identifying and implementing product features and enhancements, providing business case support of recommendations, and assisting in the strategic development of new initiatives.

• Implement enhanced pricing optimization models and develop future pricing strategies as technology is enabled.

• Represent RESL Pricing as a pricing subject matter expert on RESL projects related to price optimization.

• Assist with other RESL Pricing activities as needed.

• Provide an additional layer of managerial support for the RESL Pricing Team. The role may require people management activities including mentoring and hiring.

• Collaborate with various partners in RESL, Finance, Treasury, Analytics, and Technology to achieve business objectives.

• Deliver financial results for the product / product suite via operation of all available 'levers' (viz., pricing, margin, volume)

Employee/team:

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.

• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.

• Contribute to a fair, positive, and equitable environment that supports a diverse workforce.

• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

Key Leadership behaviors:

• Embrace and live the TD leadership profile.

• Embrace the TD Risk Appetite as it is applied to RESL.

• Attract/develop talent to win.

• Be a client-driven change agent.

• Promote a unique and inclusive employee culture.

• Work effectively in teams embracing ONE TD

Experience & education:

• Undergraduate degree or product management certificate and

• 7+ years relevant experience

• Advanced knowledge of Excel and storytelling using data & insight

• Knowledge of one visualization tool and data wrangling tool (e.g., PowerBI) will be preferred.

• Previous RESL, product management and/or pricing experience will be preferred.

• MBA and/or prior management consulting background will be useful.

Candidate Submission Deadline: Friday, January 10, 2025

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet