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Associate Vice President, Product, Underwriting and Governance, Life and Health, TD Insurance

Toronto, ON
In-person
Full-time
Experienced
Company Benefits
Health Insurance
Paid Time Off
Posted yesterday

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

TD Insurance

Pay Details:

$145,000 - $ 200,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

We're seeking a dynamic leader to step into the role of Assistant Vice President, Life & Health Product Underwriting, Governance and Control. This high-impact position combines strategic vision, technical expertise, and operational excellence to redefine how we deliver value to our customers.

Reporting directly to the Vice President of Product, Pricing, underwriting Governance, Control and Strategy for Life and Health at TD Insurance, you will play a pivotal role in driving excellence across our Life and Health Portfolio. As AVP, you will lead a team of specialized experts in Life and Health Products, medical underwriting, and control functions.

With accountability spanning TD Insurance diverse portfolio – including Travel, Life, credit protection, balance protection and accident ickiness products. You will have the unique opportunity to shape a portfolio that impacts millions of lives while driving innovation, growth, and operational integrity.

As the AVP you will:

  • Lead Strategic Innovation: Leverage your expertise to design and execute forward thinking product strategies to keep TD Insurance ahead of the curve.
  • Define Underwriting Excellence: Develop and implement underwriting framework that are both innovative and grounded on risk management best practices.
  • Governance with Precision: Ensure operational excellence by establishing robust governance and control frameworks that uphold our industry-leading standards.
  • Inspire a High-Performance Team: Lead and develop a team of product, underwriting and governance and control specialist fostering a culture of collaboration, accountability, and innovation.
  • Champion transparency, diversity, and inclusion by empowering team members to bring their authentic selves to work and contribute to a supportive, equitable environment.

What are we looking for

  • Proven Expertise in the Insurance Industry: Deep experience in product development, underwriting, and governance for Life and Health insurance, including Creditor and Travel protection.
  • Transformational Leadership: A strong track record of delivering transformational business outcomes by tackling complex challenges and driving meaningful change across the organization.
  • Exceptional Team Leadership: The ability to inspire, guide, and develop high-performance teams to deliver results in fast-paced, high-stakes environments.
  • Creative Problem Solving and Analytical Rigor: A forward thinking leader who combines creativity and data-driven decision-making to navigate ambiguity and deliver innovation solutions.
  • Strategic and Collaborative Mindset: Superior strategic thinking and the ability to engage and align diverse stakeholders to achieve buy-in and drive organizational success.
  • Relationship Builder: A collaborative leader who build strong relationships across internal and external stakeholders to achieve shared goals and foster a culture of trust and inclusion.
  • Continuous Learner: Demonstrated ability to quickly adapt, learn and develop skills to excel in evolving and complex environments.

Qualifications & Experience

  • 10+ years of progressive actuarial experience in life, annuity, and/or reinsurance
  • Bachelor's degree in actuarial science, Mathematics, Statistics, Economics, or related field
  • Fellowship in Actuarial Societies (FSA/FCIA)
  • Highly advanced people management skills, demonstrating ability to lead, mentor and develop associates and teams.
  • Exceptional ability to make timely and effective decisions and produce results through strategic planning and the implementation of initiatives, programs, and policies.
  • Highly advanced ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines.
  • Demonstrates ability to evaluate project objectives and scope feasibility, gain understanding, and schedule resources.

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet
Competition Number: R_1355394
Company Website: jobs.td.com/

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About TD Bank

About TD Bank

The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). TD is the sixth largest bank in North America by branches & serves approximately 22 million customers in a number of locations in key financial centres around the globe. Over 85,000 TD employees represent the strongest team in banking. Delivering legendary customer experiences is who we are & is part of being the Better Bank. Visit our Careers page to learn more about TD & why TD is a great place to work.