Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

TD Securities

Pay Details:

$59,500 - $84,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

English Job Accountabilities (Description)

• TDS Operations Analyst II should have working knowledge and understanding business process and procedures and should be able to handle transaction lifecycle of documentary letters of credit, documentary collections and have a sound knowledge of payments with the ability to work with the general rules and guidelines set out by the International Chamber of Commerce, local/foreign statutory requirements and with adherence to TD internal policies and regulatory guidelines.
• Provide technical subject matter guidance to the team members and should have advanced knowledge of trade finance products and practices including ICC rules and regulations (UCP 600, ISBP 725, URC 522, ISP 98 and URDG758).
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite; adhere to enterprise frameworks and methodologies that relate to operations activities for own area (e.g. Anti-Money Laundering, Anti-Terrorist Financing, Business Continuity Management)
• Act as the primary contact for transactions and will use analytical skills, industry experience and relationship building capabilities to ensure that all transactions are completed in a manner which meets and exceeds the client expectations.
• Support the team by actively building operations/business services knowledge, think critically about processes and opportunities for improvement, share ideas and transfer knowledge within the team, across the function, and with partners.
• Ability to analyze, organize prioritize and manage team workflow requirements to meet multiple deadlines.
• May lead small scale initiatives related to team objectives and ensure timely completion.
• Demonstrate proven skills with strong client-focus and the ability to provide a good level of service
• Act as the point of contact for clients and front office regarding technical aspect of their Trade Finance business/products.
• Provide solutions in processing Trade Finance products that protect the bank as well as satisfy International Trade business of clients.
• Undertake the financial liability of the bank by making daily decision based on the compliance of the Trade finance instruments.
• Issue Trade instruments that represent Irrevocable undertaking of the bank to pay.
• Mitigate ML/TF Trade Finance risk by acting by their advanced and analytical AML knowledge and act as the first line of defense for detection of red flags and unusual transactions that could expose the bank to the risk of breaching AML/Sanction policies.
• Possess market knowledge/industry experience to handle moderate level of complexity Trade Finance transactions in different industries including different details.
• Represent Trade Finance department as the project lead in interaction with other businesses and in different projects.
• Possessing problem solving skills and attention to details with the ability to work independently with minimal supervision.
• Ability to execute on ad-hoc standard and non-standard processes and requests of medium to high complexity with high-risk/financial impact
• Provide upward feedback and analysis, developing and executing on reporting functions and/or producing consolidated or aggregated reporting as appropriate
• Proposes process improvements and identifies areas of STP

English Job Requirements

• 3 + Years of Trade Finance Operations Experience preferably with a Financial Institution is required for this role.
• Bachelor's Degree in finance, International Business or other related Discipline
• CDCS, CSDG certification is an asset.
• Working professional level knowledge of AML and ATF procedures and requirements related to Trade finance.
• Have a risk management and control focus with a high level of personal accountability and ownership of their role.
• Ability to work successfully as a member of a team and independently
• Excellent listening, conflict resolution and mediation skills required.
• Collaborative and relational work style with proven success in a team environment.
• Excellent knowledge of Microsoft Office and other programming tools is an asset
• Have a Clear, professional and informative communication style (oral and written) in English and French.
• Hybrid role currently minimum 2 days per week in the office

Exigences du poste

• TDS Analyste d'Opérations II doit avoir une connaissance pratique et une compréhension des processus et procédures d'affaires et doit être capable de gérer le cycle de vie des transactions de lettres de crédit documentaires, de recouvrements documentaires et avoir une bonne connaissance des paiements avec la capacité de travailler avec les règles et directives générales énoncées par la Chambre de commerce internationale, les exigences légales locales/étrangères et le respect des politiques internes et des directives réglementaires de la TD.
• Fournir des conseils techniques aux membres de l'équipe et avoir une connaissance approfondie des produits et pratiques de financement du commerce, y compris les règles et réglementations de l'ICC (UCP 600, ISBP 725, URC 522, ISP 98 et URDG758).
• Maintenir une culture de gestion et de contrôle des risques, soutenue par des processus efficaces conformes à l'appétit pour le risque ; adhérer aux cadres et méthodologies de l'entreprise liés aux activités opérationnelles de son propre domaine (par exemple, lutte contre le blanchiment d'argent, le financement du terrorisme, la gestion de la continuité des activités)
• Agir en tant que contact principal pour les transactions et utilisera ses compétences analytiques, son expérience du secteur et ses capacités d'établissement de relations pour s'assurer que toutes les transactions sont réalisées d'une manière qui répond et dépasse les attentes du client.
• Soutenir l'équipe en développant activement les connaissances sur les opérations/services commerciaux, réfléchir de manière critique aux processus et aux opportunités d'amélioration, partager des idées et transférer des connaissances au sein de l'équipe, à travers la fonction et avec les partenaires.
• Capacité d'analyser, d'organiser, de hiérarchiser et de gérer les exigences du flux de travail de l'équipe pour respecter plusieurs échéances.
• Peut diriger des initiatives à petite échelle liées aux objectifs de l'équipe et assurer leur achèvement en temps opportun.
• Démontrer des compétences éprouvées avec une forte orientation client et la capacité de fournir un bon niveau de service
• Agir en tant que point de contact pour les clients et le front office concernant les aspects techniques de leurs activités/produits de financement du commerce.
• Fournir des solutions dans le traitement des produits de financement du commerce qui protègent la banque et satisfont les activités de commerce international des clients.
• Assumer la responsabilité financière de la banque en prenant des décisions quotidiennes basées sur la conformité des instruments de financement du commerce.
• Émission Instruments commerciaux qui représentent l'engagement irrévocable de la banque de payer.
• Atténuez le risque de financement du commerce ML/FT en agissant grâce à leurs connaissances AML avancées et analytiques et agissez comme la première ligne de défense pour la détection des signaux d'alarme et des transactions inhabituelles qui pourraient exposer la banque au risque de violation des politiques AML/Sanction.
• Posséder une connaissance du marché / une expérience de l'industrie pour gérer un niveau modéré de complexité des transactions de financement du commerce dans différentes industries, y compris différents détails.
• Représenter le département Trade Finance en tant que chef de projet en interaction avec d'autres entreprises et dans différents projets.
• Posséder des compétences en résolution de problèmes et une attention aux détails avec la capacité de travailler de manière autonome avec un minimum de supervision.
• Capacité à exécuter des processus ad hoc standard et non standard et des demandes de complexité moyenne à élevée avec un impact financier/risque élevé
• Fournir des commentaires et des analyses ascendants, développer et exécuter des fonctions de reporting et/ou produire des rapports consolidés ou agrégés, le cas échéant
• Propose des améliorations de processus et identifie les domaines de STP

Responsabilités associées au poste

• 3 + années d'expérience dans les opérations de financement du commerce, de préférence avec une institution financière, sont requises pour ce rôle.
• Baccalauréat en finance, commerce international ou autre discipline connexe
• La certification CDCS, CSDG est un atout.
• Connaissance de niveau professionnel des procédures et exigences AML et ATF liées au financement du commerce.
• Se concentrer sur la gestion et le contrôle des risques avec un niveau élevé de responsabilité personnelle et d'appropriation de leur rôle.
• Capacité à travailler avec succès en tant que membre d'une équipe et de manière autonome
• Excellentes capacités d'écoute, de résolution de conflits et de médiation requises.
• Style de travail collaboratif et relationnel avec succès avéré dans un environnement d'équipe.
• Une excellente connaissance de Microsoft Office et d'autres outils de programmation est un atout
• Avoir un style de communication clair, professionnel et informatif (oral et écrit) en anglais et en français.
• Rôle hybride actuellement minimum 2 jours par semaine au bureau

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet