Work Location:

Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Operational Risk Management is accountable for the design and implementation of TD's Operational Risk Management Framework that sets out the Bank's policies, processes and practices for the identification, assessment, reporting, mitigation and control of operational risk. Within this context, ORM acts as an independent risk management function responsible for ensuring the Bank has an effective operational risk management program to manage risk within the Bank's risk appetite.

TDBG applies the "Three Lines of Defence" model to risk management. As a representative of the second line of defence in the 2B space, the position of Senior Analyst, Scenario Analysis and External Loss Event Data (ELED), assures the appropriate design, implementation and/or execution of (applicable components of) the TDBG risk management framework. This position will report to the Senior Risk Manager, TDBG Operational Risk Stress Testing and Scenario Analysis.

Scenario Analysis is a systematic and repeatable process of obtaining expert opinions from Business managers and risk management experts to derive reasoned assessments of forward looking potential operational risk tail events. The program provides opportunities to gain understanding of TD's businesses and their operational risk profile. In this role, the Senior Analyst, Scenario Analysis and ELED, will have the following key responsibilities:

• Contribute to the successful development, execution and ongoing management of the operational risk scenario analysis program across TD's business segments and corporate functions. Must maintain positive relationships with internal stakeholders to ensure timely execution and reporting of all program related mandates.
• Act as a challenger during scenario workshop sessions to clearly establish risks, controls, and severity and frequency of tail events. Interpret results from scenario analysis assessments and other risk assessments to drive discussions and articulate facts, issues and gaps clearly and concisely at both a summary and detailed documentation level.
• Draft clear communications and play the role of a key contributor in the documentation of standards/guidelines and procedures. Ensure the execution is aligned with the program standards and help create and execute more efficient operational/workflow procedures with partners.
• Complete, maintain and update scenario analysis and related risk management process information and documentation to meet both internal (e.g. Internal Audit) and regulatory requirements in both the US and Canada.
• Work closely with the Manager, Scenario Analysis/ELED, for day-to-day execution of the program/process requirements. Support other ORM programs asks including Stress Testing.
• Keep abreast of changes in external loss events and trends related to operational risks. Gather and analyze risk data to interpret results and implications of these events to TD's businesses and scenario analysis process.

Department Overview

Operational Risk Management ("ORM") is accountable for the design and implementation of TDBG's Operational Risk Management Framework, which sets out the Bank's governance, policies, processes and practices for the identification, assessment, reporting, mitigation and control of operational risk. Within this context, ORM acts as an independent risk management function responsible for ensuring the Bank has an effective operational risk management program to manage risk within the Bank's risk appetite.

Job Requirements:

• Knowledge of or experience in Risk Management. Background / experience in Data Analysis would be an asset.
• Strong Relationship Management skills. Additionally, an enthusiastic, positive and collaborative individual who can work independently and function well in a team environment would excel in this role.
• Strong written and verbal communication skills and be able to communicate complex issues in a clear, simple and understandable manner.
• A high level of attention to detail and be able to multi-task in a fast-paced environment while managing tight deadlines. An individual who is self-starter with the ability to learn and adapt quickly would excel in this role.
• A natural curiosity for developments in the external environment when it comes to operational risk related information.
• Intermediate/Advance proficiency in Microsoft Office

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet