Work Location:

Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Summary:

Support 2nd-line oversight and challenge activities specific to business- and FCRM-owned large cash transaction reporting (LCTR) and electronic funds transfer reporting (EFTR) regulatory obligations.

Role Accountabilities:

• Be part of a high performing team on delivery of AML/ATF, Sanctions, ABAC compliance programs and culture
• Proactively advise covered TD businesses of new and changed AML/ATF regulatory reporting requirements and articulate the impact to their processes and controls
• Contribute to the development and implementation of AML/ATF regulatory reporting programs
• Work with senior business unit management / partners to develop proactive strategies, tactics, policies, and programs to effectively manage regulatory / compliance issues
• Be a subject matter expert on large cash transaction reporting and electronic funds transfer reporting, providing guidance, oversight and challenge to the lines of business
• Support the team's participation in / responses to regulatory examinations and internal / external audits, reviewing, packaging, and tracking and providing information for department executive
• Develop and oversee the implementation of business line policies and procedures related to in-scope FINTRAC regulatory reporting (i.e. LCTR, EFTR)
• Plan and execute on strategic activities, review, and communicate results, and adjust tactics accordingly
• Proactively identify key business opportunities and recommend enhancements / modifications, develop strategies to achieve recommendations and work closely with team to execute and implement
• Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

Experience & Education:

• Undergraduate degree preferred
• Experience with projects/initiatives related to the implementation of LCTR and/or EFTR, ideally in an advisory capacity
• Experience in interpreting and applying Proceeds of Crime (Money Laundering) and Terrorist Financing Act/Regulation, preferably in the areas of regulatory reporting
• Experience with investigating and mapping end-to-end processes

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement:

N/A.