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We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview:

Credit Risk Policy (CRP) group is accountable for enterprise credit risk reporting, allowances, model governance for Canadian Non-Retail Models, review of all enterprise-level and segment level credit policies and lead enterprise level credit risk initiatives including regulatory projects.

The Credit Risk Initiatives group within CRP is accountable for:

• Leading enterprise-level credit initiatives such as the overhaul of the Risk-Weighted Assets (RWA) forecast process and other regulatory projects.
• Credit Risk governance and control processes including the annual Basel IRB compliance attestation.
• Co-ordinating deliverables and presentations for the Risk Committee of Board (RCoB), Senior Executive Team (SET) and the Financial Risk Management (FRM) meetings.

Job Description/Accountabilities:

Within the Credit Risk Initiatives team, the Manager will play a key role in revamping the RWA forecast process with the following project accountabilities:

• Test and implement a newly created attribution tool to better explain drivers of RWA changes.
• Build and implement a new RWA forecasting tool that will enable sensitivity analysis under different scenarios.
• Work with Model Development to implement new quantitative models used for RWA forecasting.
• Enhance methodology, documentation, governance, and streamline the end-to-end RWA forecasting process.

In addition to the project accountabilities, the Manager will also be responsible for the quarterly execution of the enterprise Credit RWA forecast process, peer comparison and ad-hoc RWA analysis. Through integrating new RWA capabilities from the project, the goal is to develop deep insights, enable dynamic forecasting and align methodology across the enterprise. The role will interact frequently with teams within Credit Risk, Model Development, Enterprise Capital Management, and Finance.

Qualifications:

• Proven ability to build effective relationships with stakeholders and influence to deliver on key priorities.
• Project management skills with the ability to manage multiple deliverables with competing priorities.
• Strong analytical skills with experience in Microsoft Office (Excel, PowerPoint), and Business Analytical Tools (Alteryx, Tableau and Python)
• Excellent written and verbal communication skills
• Strong organizational and follow up skills, and careful attention to detail and accuracy.
• Continue to find ways to assess risks, enhance capabilities, processes and strive to do things better.

Education / Experience:

• 5+ years experience in Credit risk, modeling, Capital / RWA and project management
• Undergraduate or graduate business degree or equivalent relevant experience.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

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