5+ years as a Business Systems Analyst in banking/payments.
Hands-on ISO 20022 migration experience (SWIFT, Fedwire, SEPA).
Knowledge of payment rails (SWIFT, ACH, RTP, SEPA Instant, Lynx).
Proficient in UML, BPMN, SQL, XML/XSD validation.
Strong Agile/Scrum experience (Jira, Confluence).
Nice-to-Have:
Certifications: SWIFT ISO 20022, CBAP, PMP.
Experience with API-based payments (REST, SOAP).