We're now at the boldest phase of our Next Horizon journey

At Gore Mutual, we've completely transformed our business in under three years. By investing in top talent and leading technology, we've redefined what it means to be a modern mutual that does good.

Our path forward brings a sharper focus on our business' performance that's powered by innovation and an agile, high-performing culture – we're built for success.

We're well on our way to becoming a purpose-driven, digitally led national insurer. Come join us.

We are looking for exceptional talent to join our Property Claims team here at Gore Mutual. Joining us will provide you with a unique opportunity where you will be part of a team that makes a real impact in an evolving industry.

As a Property Field Appraiser, you will be an essential part of our Claims team, managing the assessment, estimation, and bid/tender process for significant losses. Your role involves visiting loss sites across Ontario to scope and document damages and prepare detailed estimates / scopes. Please note that travel outside of Ontario may be required, depending on claim volume and location.

What will you do?

• Conduct on-site inspections and prepare appraisal reports that include but are not limited to ACV, RVC reserving, extent of damage and the quantum associated with emergency and rebuild for both residential and commercial buildings.
• Expand focus beyond your immediate scope of work to identify potential risk indicators or underwriting concerns related to the policy.
• Review all building estimates to ensure they are cost-appropriate and comply with established estimating standards. This may involve third-party evaluations or remote appraisals, especially for geographically dispersed risk locations.
• Collaborate with internal and external stakeholders such as but not limited to claims adjusters, contractors, professional experts, and underwriters.
• Effectively communicate your appraisal findings, repair recommendations, and cost estimates to internal and external stakeholders.
• Record all estimate deviations, track vendor trends, and report concerns to the National Manager, Vendor and Appraisal Services
• Participate in large loss committee meetings to provide valuable insights on industry/market trends and cost analysis
• Assist with catastrophe events, which may involve travel outside Ontario, conducting on-site visits, creating estimates, and developing action plans.

What will you need to succeed?

• A minimum of 7 years' Claims experience.
• A minimum of 5 years' experience in Property Appraisal, Project Manager, or a Large Loss Estimator role.
• Professional Quantity Surveyor designation considered an asset.
• Proficiency in time management and organization skills.
• Demonstrate innovative problem-solving skills in developing on-site action plans for project scope and engaging effectively with external stakeholders.
• Strong written and verbal communication skills to effectively communicate and document appraisal findings, recommendations, and negotiate with stakeholders.
• Proficiency in assessing property damage, estimating repair or replacement costs, and determining total loss qualifications.
• Familiarity with industry-standard estimation software and tools used to prepare accurate and detailed cost estimates.
• In-depth knowledge of bid/tender process for large losses, including the ability to evaluate bids, negotiate pricing, and select appropriate vendors.

#LI-Hybrid

Gore Mutual Insurance is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process. If you require accommodation because of a disability, we will work with you to meet your needs. If you are selected for an interview and require accommodation, please advise the HR representative who will consult with you to determine an appropriate accommodation.