Department: Underwriting
Location: Toronto
Reports To: VP, Ontario and Atlantic Region
Company Overview:
Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 250 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal and Halifax.
At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. Diversity, Equity & Inclusion (DEI) is how we do business, and we'll continue to invest in it to create a stronger global organization.
If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!
Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:
- A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance
- Competitive health & dental benefits plan
- Market-leading pension plan
- Competitive time off policy
- External education & tuition reimbursement programs
- Employee & Family Assistance Programs
- An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion
The Opportunity:
We're looking for a Senior Underwriter or an Underwriter to join our growing team. This individual will be accountable for underwriting and profitably growing a portfolio of property and casualty (P&C) business within the Ontario & Atlantic Region. Lines of business will include primarily P&C Package, CGL and Excess Liability, along with Property, Automobile, and Umbrella. They will manage relationships with key broker partners and clients and provide valuable input into operational improvements.
Duties and Responsibilities:
- Follow Liberty's Guidelines for Inclusion and encourage its use at Liberty. Build personal DE&I knowledge and act as an early adopter of new DE&I skills and processes to drive positive change.
- Manage a portfolio of new and renewal P&C business, contributing to the region's profitable growth in target lines of business.
- Collaborate with internal teams (risk services, actuary, claims) to achieve profitable growth through technical research and relationship building.
- Contribute to the region's new business goals by maintaining a quality pipeline of prospects through targeted marketing, cross-selling and account rounding efforts with our key broker partners.
- Ensure proper risk selection, exposure review, setting of profitable terms and conditions, file documentation, adherence to underwriting guidelines and strategies.
- Responsible for relationship management with assigned brokers, clients, and prospects to ensure exceptional service and gather market intelligence to expand Liberty's product and service offerings.
- Collaborate and manage multi-line account solutions while highlighting differentiators in product offerings and value propositions.
- Provide input on existing underwriting processes to improve service and simplify our business, and act as an early adopter of new systems and processes.
- Commitment to continuous learning and development through attendance at industry events, relevant seminars, and courses, and learning from existing Liberty expertise.
- Other duties and projects as assigned.
Skills & Qualifications:
- A minimum of 3 years experience underwriting commercial P&C insurance.
- Post-secondary education with relevant insurance designation(s)/education considered an asset.
- Have an understanding of P&C policy wordings and their impact on claims scenarios.
- Self-starter with proven analytical skills and a solutions-oriented attitude to drive profitable growth.
- Comfortable with critical thinking and a growth mindset, with thoughtful consideration of diverse perspectives during decision-making and respectful of differences.
- Able to respectfully give and receive positive and constructive feedback.
- Effective contributor at internal and external meetings with professionalism and clarity of communication.
- Effective at change management and adapting to new systems and processes.
- Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
- Excellent communication, organizational and time management skills.
- Collaborates well across business units.
Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.