Job Title or Location

2025 Ontario Income Tax Calculator

Calculate your take-home pay after tax.

Your Results


Yearly Salary
Total Income $28,000.00
Salary $28,000.00
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $4,212.01
Federal Tax $1,309.21
Provincial Tax $985.85
CPP Contributions $1,457.75
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $459.20

Net Pay $23,787.99

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Monthly Salary
Total Income $2,333.33
Salary $2,333.33
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $351.00
Federal Tax $109.10
Provincial Tax $82.15
CPP Contributions $121.48
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $38.27

Net Pay $1,982.33

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Biweekly Salary
Total Income $1,076.92
Salary $1,076.92
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $162.00
Federal Tax $50.35
Provincial Tax $37.92
CPP Contributions $56.07
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $17.66

Net Pay $914.92

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Weekly Salary
Total Income $538.46
Salary $538.46
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $81.00
Federal Tax $25.18
Provincial Tax $18.96
CPP Contributions $28.03
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $8.83

Net Pay $457.46

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Daily Salary
Total Income $107.69
Salary $107.69
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $16.20
Federal Tax $5.04
Provincial Tax $3.79
CPP Contributions $5.61
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $1.77

Net Pay $91.49

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Hourly Salary
Total Income $14.36
Salary $14.36
Bonus $0.00
Commission $0.00
Pension Income $0.00
Taxable Benefit $0.00

RRSP $0.00

Total Deductions $2.16
Federal Tax $0.67
Provincial Tax $0.51
CPP Contributions $0.75
QPP Contributions $0.00
QPIP Premiums $0.00
EI Premiums $0.24

Net Pay $12.20

Marginal Tax Rate 18.72%
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%

Federal and Provincial/Territorial Tax Brackets

Your taxable income in the following tax brackets.
Federal Tax Bracket Federal Tax Rates
$57,375.00 or less 15%
$57,375.00 - $114,749.99 20.5%
$114,750.00 - $177,881.99 26%
$177,882.00 - $253,413.99 29%
More than $253,414.00 33%
Ontario Tax Bracket Ontario Tax Rates
$52,886.00 or less 5.05%
$52,886.00 - $105,774.99 9.15%
$105,775.00 - $149,999.99 11.16%
$150,000.00 - $219,999.99 12.16%
More than $220,000.00 13.16%

Annual Income Tax by Province/Territory

Total Income $28,000.00
Total Deductions $3,448.09
Net Pay $24,551.91
Average Tax Rate 5.47%
Comprehensive Deduction Rate 12.31%
Total Income $28,000.00
Total Deductions $3,508.32
Net Pay $24,491.68
Average Tax Rate 5.68%
Comprehensive Deduction Rate 12.53%
Total Income $28,000.00
Total Deductions $3,626.66
Net Pay $24,373.34
Average Tax Rate 6.11%
Comprehensive Deduction Rate 12.95%
Total Income $28,000.00
Total Deductions $3,726.83
Net Pay $24,273.17
Average Tax Rate 6.46%
Comprehensive Deduction Rate 13.31%
Total Income $28,000.00
Total Deductions $3,784.76
Net Pay $24,215.24
Average Tax Rate 6.67%
Comprehensive Deduction Rate 13.52%
Total Income $28,000.00
Total Deductions $3,996.55
Net Pay $24,003.45
Average Tax Rate 7.43%
Comprehensive Deduction Rate 14.27%
Total Income $28,000.00
Total Deductions $4,082.30
Net Pay $23,917.70
Average Tax Rate 7.18%
Comprehensive Deduction Rate 14.58%
Total Income $28,000.00
Total Deductions $4,212.01
Net Pay $23,787.99
Average Tax Rate 8.2%
Comprehensive Deduction Rate 15.04%
Total Income $28,000.00
Total Deductions $4,344.94
Net Pay $23,655.06
Average Tax Rate 8.67%
Comprehensive Deduction Rate 15.52%
Total Income $28,000.00
Total Deductions $4,373.57
Net Pay $23,626.43
Average Tax Rate 8.77%
Comprehensive Deduction Rate 15.62%
Total Income $28,000.00
Total Deductions $4,441.78
Net Pay $23,558.22
Average Tax Rate 9.02%
Comprehensive Deduction Rate 15.86%
Total Income $28,000.00
Total Deductions $4,523.92
Net Pay $23,476.08
Average Tax Rate 9.31%
Comprehensive Deduction Rate 16.16%
Total Income $28,000.00
Total Deductions $4,553.87
Net Pay $23,446.13
Average Tax Rate 9.42%
Comprehensive Deduction Rate 16.26%
Region Total Income Total Deductions Net Pay Avg. Tax Rate Comp. Deduction Rate
British Columbia $28,000.00 $3,448.09 $24,551.91 5.47% 12.31%
Nunavut $28,000.00 $3,508.32 $24,491.68 5.68% 12.53%
Alberta $28,000.00 $3,626.66 $24,373.34 6.11% 12.95%
Northwest Territories $28,000.00 $3,726.83 $24,273.17 6.46% 13.31%
Yukon $28,000.00 $3,784.76 $24,215.24 6.67% 13.52%
Saskatchewan $28,000.00 $3,996.55 $24,003.45 7.43% 14.27%
Quebec $28,000.00 $4,082.30 $23,917.70 7.18% 14.58%
Ontario $28,000.00 $4,212.01 $23,787.99 8.2% 15.04%
Manitoba $28,000.00 $4,344.94 $23,655.06 8.67% 15.52%
Prince Edward Island $28,000.00 $4,373.57 $23,626.43 8.77% 15.62%
New Brunswick $28,000.00 $4,441.78 $23,558.22 9.02% 15.86%
Nova Scotia $28,000.00 $4,523.92 $23,476.08 9.31% 16.16%
Newfoundland and Labrador $28,000.00 $4,553.87 $23,446.13 9.42% 16.26%
This tool was designed for approximation purposes only and should not be used to replace legal or accounting authority. For the purpose of simplifying the process, a number of variables have been assumed to calculate the figures included on this page. The results of this calculator should not be relied upon for determining career and/or tax decisions.

Jobs paying $28,000+/year