$99,000 is $38,750 more than the average yearly salary of $60,250 in Waterloo. A salary of $99,000 per year means that you would be taking home about $72,885 per year after taxes, or $6,074 per month to pay for things like housing, transportation, groceries, and entertainment. The average household income in Waterloo is $122,400.
Updated: September 1, 2024
Average Cost of Living per Month in Waterloo
The average cost of living in Waterloo is $3,621/month for a single person who rents.This average is based on many factors including the cost of housing, transportation, groceries, and entertainment.
Average cost of living
$3,621/month
Monthly net income of $99,000/year
$6,074/month
Average total income in 2020
$60,250
Average total household income in 2020
$122,400
Average Salary in Waterloo
The average salary in Waterloo is $60,250, which is 10.7% higher than the Canadian average salary of $54,450. A person making $99,000 a year in Waterloo makes 64.3% more than the average working person in Waterloo and will take home about $72,885.
Below are the details used to generate the average Cost of Living for Waterloo. Change the inputs to match your lifestyle and see how it compares to the average cost of living and a salary of $99,000.
Renter
Homeowner
Housing
The average monthly cost of rental housing in Waterloo is $1,708.
Avg.$1,708
$0$5,000
Renter
Homeowner
Housing
The average monthly cost of owned housing in Waterloo is $2,097.
Avg.$2,097
$0$5,000
Transit
Driver
Transportation
The average monthly cost on public transit in Waterloo is $246.
Avg.$246
$0$1,000
Transit
Driver
Transportation
The average monthly cost for a driver in Waterloo is $629.
Avg.$629
$0$1,000
Groceries
The average person spends $439 on groceries per month in Waterloo.
Avg.$439
$0$1,500
Utilities
The average monthly cost of utilities in Waterloo is $195.
Avg.$195
$0$600
Leisure & Entertainment
The average person in Waterloo spends $148 on leisure & entertainment per month.
Avg.$148
$0$1,000
Clothing
The average person in Waterloo spends $35 on clothing per month.
Avg.$35
$0$500
Restaurants
The average person in Waterloo spends $317 on restaurants per month.
Avg.$317
$0$1,000
Other
The average person in Waterloo spends $150 on miscellaneous goods and services per month.
Avg.$150
$0$2,000
General Disclaimer: This tool is designed for approximation purposes only and should not be used to replace a legal or accounting authority. To simplify the process, some variables are assumed to calculate the numbers included on this page. The results of this calculator should not be relied upon to determine career or tax decisions.
Your Results
Disclaimer: These numbers estimate what it costs to live in Waterloo based on Numbeo data. People can live in the city for much less, while others may need much more to fund their lifestyle.
Your cost of living
$3,621/month
Monthly net income of $99,000/year
$6,074/month
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