Is $20,000 a good salary in St. Thomas, Ontario?

Is $20,000 a good salary in St. Thomas, Ontario?

$20,000 is $26,280 less than the average yearly salary of $46,280 in St. Thomas. A salary of $20,000 per year means that you would be taking home about $18,372 per year after taxes, or $1,531 per month to pay for things like housing, transportation, groceries, and entertainment. The average household income in St. Thomas is $86,600.

St. Thomas, Ontario
Updated: November 1, 2024

Average Cost of Living per Month in St. Thomas

The average cost of living in St. Thomas is $3,536/month for a single person who rents.This average is based on many factors including the cost of housing, transportation, groceries, and entertainment.
Average cost of living
$3,536/month

Monthly net income of $20,000/year
$1,531/month
Average total income in 2020
$46,280

Average total household income in 2020
$86,600

Average Salary in St. Thomas

The average salary in St. Thomas is $46,280, which is 15% lower than the Canadian average salary of $54,450. A person making $20,000 a year in St. Thomas makes 56.8% less than the average working person in St. Thomas and will take home about $18,372.
Net Annual Pay:
$18,372
Income tax breakdown
Hourly Salary:
$10.26
Salary breakdown

Cost of Living Calculator

Below are the details used to generate the average Cost of Living for St. Thomas. Change the inputs to match your lifestyle and see how it compares to the average cost of living and a salary of $20,000.
Renter
Homeowner
Housing

Housing

The average monthly cost of rental housing in St. Thomas is $1,579.
Transit
Driver
Transportation

Transportation

The average monthly cost for a driver in St. Thomas is $626.
Groceries

Groceries

The average person spends $493 on groceries per month in St. Thomas.
Utilities

Utilities

The average monthly cost of utilities in St. Thomas is $160.
Leisure & Entertainment

Leisure & Entertainment

The average person in St. Thomas spends $153 on leisure & entertainment per month.
Clothing

Clothing

The average person in St. Thomas spends $36 on clothing per month.
Restaurants

Restaurants

The average person in St. Thomas spends $339 on restaurants per month.
Other

Other

The average person in St. Thomas spends $150 on miscellaneous goods and services per month.
General Disclaimer: This tool is designed for approximation purposes only and should not be used to replace a legal or accounting authority. To simplify the process, some variables are assumed to calculate the numbers included on this page. The results of this calculator should not be relied upon to determine career or tax decisions.

Your Results

Disclaimer: These numbers estimate what it costs to live in St. Thomas based on Numbeo data. People can live in the city for much less, while others may need much more to fund their lifestyle.
Your cost of living
$3,536/month

Monthly net income of $20,000/year
$1,531/month