Is $40,000 a good salary in St. John's, Newfoundland and Labrador?

Is $40,000 a good salary in St. John's, Newfoundland and Labrador?

$40,000 is $15,450 less than the average yearly salary of $55,450 in St. John's. A salary of $40,000 per year means that you would be taking home about $31,825 per year after taxes, or $2,652 per month to pay for things like housing, transportation, groceries, and entertainment. The average household income in St. John's is $101,100.

St. John's, Newfoundland And Labrador
Updated: December 1, 2024

Average Cost of Living per Month in St. John's

The average cost of living in St. John's is $3,122/month for a single person who rents.This average is based on many factors including the cost of housing, transportation, groceries, and entertainment.
Average cost of living
$3,122/month
Monthly net income of $40,000/year
$2,652/month
Average total income in 2020
$55,450
Average total household income in 2020
$101,100

Average Salary in St. John's

The average salary in St. John's is $55,450, which is 1.8% higher than the Canadian average salary of $54,450. A person making $40,000 a year in St. John's makes 27.9% less than the average working person in St. John's and will take home about $31,825.
Net Annual Pay:
$31,825
Income tax breakdown
Hourly Salary:
$20.51
Salary breakdown

Cost of Living Calculator

Below are the details used to generate the average Cost of Living for St. John's. Change the inputs to match your lifestyle and see how it compares to the average cost of living and a salary of $40,000.
Renter
Homeowner
Housing

Housing

The average monthly cost of rental housing in St. John's is $1,016.
Product Avg. Min. Max.
Apartment (1 bedroom) in City Centre, Rent Per Month
$1,259
$1,100
$1,500
Apartment (1 bedroom) Outside of Centre, Rent Per Month
$1,016
$950
$1,200
Apartment (3 bedrooms) in City Centre, Rent Per Month
$1,850
$1,600
$2,200
Apartment (3 bedrooms) Outside of Centre, Rent Per Month
$1,624
$1,300
$2,000
Updated: 2024-12-01 (55 contributors in the last 12 months)
Transit
Driver
Transportation

Transportation

The average monthly cost for a driver in St. John's is $648.
Product Avg. Min. Max.
Gasoline (1 liter), Transportation
$1.72
$1.60
$1.81
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car), Transportation
$33,978
$33,978
$33,978
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car), Transportation
$27,383
$27,383
$27,383
Updated: 2024-12-01 (55 contributors in the last 12 months)
Groceries

Groceries

The average person spends $511 on groceries per month in St. John's.
Product Avg. Min. Max.
Milk (regular), (1 liter), Markets
$3.71
$3.00
$5.00
Loaf of Fresh White Bread (500g), Markets
$4.17
$3.00
$5.50
Eggs (regular) (12), Markets
$5.23
$4.00
$5.99
Local Cheese (1kg), Markets
$11.54
$5.00
$17.00
Water (1.5 liter bottle), Markets
$3.02
$1.40
$4.00
Bottle of Wine (Mid-Range), Markets
$18.00
$15.00
$25.00
Domestic Beer (0.5 liter bottle), Markets
$5.72
$4.00
$7.50
Imported Beer (0.33 liter bottle), Markets
$6.02
$4.00
$7.50
Cigarettes 20 Pack (Marlboro), Markets
$20.00
$17.90
$21.99
Apples (1kg), Markets
$6.97
$2.84
$10.00
Chicken Fillets (1kg), Markets
$14.88
$10.00
$24.23
Oranges (1kg), Markets
$7.27
$3.28
$10.85
Potato (1kg), Markets
$3.71
$1.70
$7.00
Lettuce (1 head), Markets
$5.06
$2.99
$8.00
Rice (white), (1kg), Markets
$4.94
$3.50
$9.00
Tomato (1kg), Markets
$5.27
$2.97
$7.69
Banana (1kg), Markets
$2.35
$2.10
$4.00
Onion (1kg), Markets
$3.60
$2.20
$11.00
Beef Round (1kg) (or Equivalent Back Leg Red Meat), Markets
$14.70
$7.69
$26.46
Updated: 2024-12-01 (55 contributors in the last 12 months)
Utilities

Utilities

The average monthly cost of utilities in St. John's is $215.
Product Avg. Min. Max.
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment, Utilities (Monthly)
$271.25
$250.00
$300.00
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL), Utilities (Monthly)
$101.10
$80.50
$250.00
Mobile Phone Monthly Plan with Calls and 10GB+ Data, Utilities (Monthly)
$130.50
$55.00
$260.00
Updated: 2024-12-01 (55 contributors in the last 12 months)
Leisure & Entertainment

Leisure & Entertainment

The average person in St. John's spends $203 on leisure & entertainment per month.
Product Avg. Min. Max.
Fitness Club, Monthly Fee for 1 Adult, Sports And Leisure
$120.00
$80.00
$160.00
Tennis Court Rent (1 Hour on Weekend), Sports And Leisure
$15.00
Cinema, International Release, 1 Seat, Sports And Leisure
$12.00
Updated: 2024-12-01 (55 contributors in the last 12 months)
Clothing

Clothing

The average person in St. John's spends $40 on clothing per month.
Product Avg. Min. Max.
1 Pair of Jeans (Levis 501 Or Similar), Clothing And Shoes
$94.50
$69.00
$120.00
1 Summer Dress in a Chain Store (Zara, H&M, ...), Clothing And Shoes
$52.00
1 Pair of Nike Running Shoes (Mid-Range), Clothing And Shoes
$119.33
$119.00
$120.00
1 Pair of Men Leather Business Shoes, Clothing And Shoes
$133.00
Updated: 2024-12-01 (55 contributors in the last 12 months)
Restaurants

Restaurants

The average person in St. John's spends $339 on restaurants per month.
Product Avg. Min. Max.
Meal, Inexpensive Restaurant, Restaurants
$25.00
$13.00
$35.00
Meal for 2 People, Mid-range Restaurant, Three-course, Restaurants
$100.00
$90.00
$150.00
McMeal at McDonalds (or Equivalent Combo Meal), Restaurants
$15.00
$15.00
$17.00
Domestic Beer (0.5 liter draught), Restaurants
$5.00
$4.25
$10.00
Imported Beer (0.33 liter bottle), Restaurants
$7.00
$5.50
$10.00
Coke/Pepsi (0.33 liter bottle), Restaurants
$3.58
$3.00
$4.00
Water (0.33 liter bottle) , Restaurants
$2.32
$2.00
$2.95
Cappuccino (regular), Restaurants
$4.65
$2.75
$6.00
Updated: 2024-12-01 (55 contributors in the last 12 months)
Other

Other

The average person in St. John's spends $150 on miscellaneous goods and services per month.
Product Avg. Min. Max.
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child, Childcare
$675
$600
$750
International Primary School, Yearly for 1 Child, Childcare
$12,000
Updated: 2024-12-01 (55 contributors in the last 12 months)
General Disclaimer: This tool is designed for approximation purposes only and should not be used to replace a legal or accounting authority. To simplify the process, some variables are assumed to calculate the numbers included on this page. The results of this calculator should not be relied upon to determine career or tax decisions.

Your Results

Disclaimer: These numbers estimate what it costs to live in St. John's based on Numbeo data. People can live in the city for much less, while others may need much more to fund their lifestyle.
Your cost of living
$3,122/month
Monthly net income of $40,000/year
$2,652/month

Jobs paying $40,000+/year

Accounting Clerk
Accounting Clerk
Advantage Personnel - 228 Jobs
St. John's, NL
$21.00 / hour
Full-time
Today
Quick Apply
Engineering Technician III
Engineering Technician III
NL Health Services - 697 Jobs
St. John's, NL
$32.94 - $36.75 / hour
Full-time
5 days ago
Orthoptist
Orthoptist
NL Health Services - 697 Jobs
St. John's, NL
$41.38 - $50.40 / hour
Full-time
20 days ago
See all jobs in St. John's

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Most affordable cities in Newfoundland and Labrador

1. Labrador City, Newfoundland and Labrador
Avg. Salary $81,300
Avg. Monthly Net pay $4,818
Avg. Cost of Living $4,010
Affordability Index
120.15%
2. St. John's, Newfoundland and Labrador
Avg. Salary $55,450
Avg. Monthly Net pay $3,499
Avg. Cost of Living $3,123
Affordability Index
112.04%
3. Happy Valley-Goose Bay, Newfoundland and Labrador
Avg. Salary $60,650
Avg. Monthly Net pay $3,756
Avg. Cost of Living $3,526
Affordability Index
106.52%
4. Gander, Newfoundland and Labrador
Avg. Salary $53,300
Avg. Monthly Net pay $3,383
Avg. Cost of Living $3,620
Affordability Index
93.46%
5. Mount Pearl, Newfoundland and Labrador
Avg. Salary $50,560
Avg. Monthly Net pay $3,236
Avg. Cost of Living $3,635
Affordability Index
89.02%
6. Corner Brook, Newfoundland and Labrador
Avg. Salary $44,920
Avg. Monthly Net pay $2,932
Avg. Cost of Living $3,478
Affordability Index
84.31%
7. Grand Falls-Windsor, Newfoundland and Labrador
Avg. Salary $45,520
Avg. Monthly Net pay $2,965
Avg. Cost of Living $3,536
Affordability Index
83.84%
8. Nain, Newfoundland and Labrador
Avg. Salary $44,200
Avg. Monthly Net pay $2,894
Avg. Cost of Living $3,570
Affordability Index
81.05%
9. Port Hope Simpson, Newfoundland and Labrador
Avg. Salary $44,200
Avg. Monthly Net pay $2,894
Avg. Cost of Living $3,570
Affordability Index
81.05%
10. LaScie, Newfoundland and Labrador
Avg. Salary $44,100
Avg. Monthly Net pay $2,888
Avg. Cost of Living $3,570
Affordability Index
80.9%
11. Rigolet, Newfoundland and Labrador
Avg. Salary $43,600
Avg. Monthly Net pay $2,861
Avg. Cost of Living $3,570
Affordability Index
80.15%
12. Channel-Port aux Basques, Newfoundland and Labrador
Avg. Salary $43,040
Avg. Monthly Net pay $2,830
Avg. Cost of Living $3,570
Affordability Index
79.28%
13. Deer Lake, Newfoundland and Labrador
Avg. Salary $41,520
Avg. Monthly Net pay $2,741
Avg. Cost of Living $3,593
Affordability Index
76.29%
14. Stephenville, Newfoundland and Labrador
Avg. Salary $38,600
Avg. Monthly Net pay $2,570
Avg. Cost of Living $3,490
Affordability Index
73.64%
15. Trepassey, Newfoundland and Labrador
Avg. Salary $40,200
Avg. Monthly Net pay $2,664
Avg. Cost of Living $3,635
Affordability Index
73.28%
16. Hopedale, Newfoundland and Labrador
Avg. Salary $38,600
Avg. Monthly Net pay $2,570
Avg. Cost of Living $3,570
Affordability Index
71.99%
17. Summerford, Newfoundland and Labrador
Avg. Salary $38,000
Avg. Monthly Net pay $2,535
Avg. Cost of Living $3,570
Affordability Index
71%
18. Buchans, Newfoundland and Labrador
Avg. Salary $35,800
Avg. Monthly Net pay $2,406
Avg. Cost of Living $3,570
Affordability Index
67.39%
19. Trout River, Newfoundland and Labrador
Avg. Salary $32,200
Avg. Monthly Net pay $2,195
Avg. Cost of Living $3,570
Affordability Index
61.48%
The Affordability Index is based on a single, non-homeowner, who owns a car.
CareerBeacon obtains its data from 3rd party services and cannot verify its accuracy. The information contained on this page is intended to be used for informational purposes only and should not be used to replace legal authority. The information contained in the demographic reports should not be relied upon for determining career and/or relocation decisions.
Rank City Avg. Salary Avg. Monthly Net pay Avg. Cost of Living Affordability Index
01
1
 Labrador City, Newfoundland and Labrador $81,300 $4,818 $4,010
12015
120.15%
02
2
 St. John's, Newfoundland and Labrador $55,450 $3,499 $3,123
11203
112.04%
03
3
 Happy Valley-Goose Bay, Newfoundland and Labrador $60,650 $3,756 $3,526
10651
106.52%
04
4
 Gander, Newfoundland and Labrador $53,300 $3,383 $3,620
09345
93.46%
05
5
 Mount Pearl, Newfoundland and Labrador $50,560 $3,236 $3,635
08901
89.02%
06
6
 Corner Brook, Newfoundland and Labrador $44,920 $2,932 $3,478
08430
84.31%
07
7
 Grand Falls-Windsor, Newfoundland and Labrador $45,520 $2,965 $3,536
08383
83.84%
08
8
 Nain, Newfoundland and Labrador $44,200 $2,894 $3,570
08105
81.05%
09
9
 Port Hope Simpson, Newfoundland and Labrador $44,200 $2,894 $3,570
08105
81.05%
10
10
 LaScie, Newfoundland and Labrador $44,100 $2,888 $3,570
08090
80.9%
11
11
 Rigolet, Newfoundland and Labrador $43,600 $2,861 $3,570
08014
80.15%
12
12
 Channel-Port aux Basques, Newfoundland and Labrador $43,040 $2,830 $3,570
07928
79.28%
13
13
 Deer Lake, Newfoundland and Labrador $41,520 $2,741 $3,593
07629
76.29%
14
14
 Stephenville, Newfoundland and Labrador $38,600 $2,570 $3,490
07363
73.64%
15
15
 Trepassey, Newfoundland and Labrador $40,200 $2,664 $3,635
07328
73.28%
16
16
 Hopedale, Newfoundland and Labrador $38,600 $2,570 $3,570
07198
71.99%
17
17
 Summerford, Newfoundland and Labrador $38,000 $2,535 $3,570
07100
71%
18
18
 Buchans, Newfoundland and Labrador $35,800 $2,406 $3,570
06738
67.39%
19
19
 Trout River, Newfoundland and Labrador $32,200 $2,195 $3,570
06147
61.48%
The Affordability Index is based on a single, non-homeowner, who owns a car.
CareerBeacon obtains its data from 3rd party services and cannot verify its accuracy. The information contained on this page is intended to be used for informational purposes only and should not be used to replace legal authority. The information contained in the demographic reports should not be relied upon for determining career and/or relocation decisions.

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